Financial Decision-Making

Make smart financial choices.

General curriculum — a grade-specific version for Grade 3 is in development.

Needs vs. wants

Distinguish needs from wants in spending.

Budgeting

Create and follow a budget.

Saving

Describe strategies for saving money.

Comparing prices

Compare prices to find the best value.

Borrowing

Describe wise borrowing choices.

Interest and debt

Describe how interest and debt work.

Investing basics

Describe basic investing concepts.

Financial goals

Set and reach financial goals.

Avoiding scams

Describe how to avoid financial scams.

Financial decisions review

Apply financial decision concepts.